Did you know that the consortium It is a simpler option with less bureaucracy when it comes to get a car?
But of course, you need to be very careful and careful when choosing one.
Because we know that a good consortium is one that makes our lives more practical, safer and less bureaucratic when it comes to achieving the objective.
Therefore, it is necessary to follow some factors that are crucial when contraction of a consortium.
Do you already know what they are?
Well, just keep reading until the end to find out what the tips are!
1. Get to know the administrator well
One of the main tips when hiring a consortium company is to get to know the consortium administrator very well.
It is extremely necessary for the company to be trustworthy and fully regulated by the Central Bank of Brazil – which is the body that regulates and supervises all financial activities in the country.
2. Read the contract carefully
This is a point we need to talk about: it should be mandatory in our minds that each and every document must be completely read before being signed.
And when it comes to signing your consortium contract, you cannot let it go “blank”.
Therefore, read your contract carefully and do not miss any commas.
Likewise, take the opportunity to read your contract with your lawyer or a friend who understands bureaucratic processes better.
And before signing up, you need to have all the information “clear”, so, at that moment, take the opportunity to ask everything as much as possible.
3. Be careful with installment amounts
This is the tip we need to be aware of!
Don't take on a larger installment than you can afford.
Therefore, when hiring the consortium, carefully check your financial spreadsheet, so that you do not exceed the amount you can pay per month.
After all, we know that this is a fixed installment that will accompany you for a long time.
4. Know the bidding rules very well
Another very relevant piece of information that should be on your analysis and priority agenda are bids.
This is a way for you to obtain a letter of credit faster, without having to wait or depending on the draws.
Therefore, check what the administrator’s bid types are and see if they work with the format: free, fixed or built-in.
Because each company works in a different way and the ideal is that you find the company that has a format most similar to your work model.
5. Know the forms of contemplation
Knowing what the forms of containment are is quite important so that you can understand whether your letter of credit…
It may be awarded at the beginning or only at the end through a draw or bid.
A good consortium company is stuck with making everything clear to customers.
Because all information is essential so that the client can structure and plan so that they do not have any financial problems later.
Not to mention, if it's your first car purchase, it's important to know how it works so you can keep in mind how long you'll own the vehicle.
This goes mainly to people who don't yet have driver's license and they will still need to buy theirs.